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 Home
insurance is essential for both homeowners
and renters. Why? Most mortgage companies require it, and you have
probably accumulated a significant amount of personal property through
the years. Consider what would happen if lightening struck a tree
outside your home and it fell damaging not only your house, but
your entire wardrobe, a pair of skis, your stereo and your brand
new Web TV! Purchasing the appropriate home insurance coverage could
help you avoid paying thousands of dollars for repairs and property
replacement.
Here's how it works... A
home insurance policy is a contract between you and an insurance
company. In exchange for your premium payment, the insurance company
promises to pay, subject to the terms and conditions of your policy,
for financial losses caused by a broad range of disasters damaging
your home or personal property. A home insurance policy will also
cover damages resulting from injuries to others who are injured
on your property and for which you are held legally responsible.
There are three different types of home insurance including: Homeowner's,
Renter's, and Condo or Co-op Owner's.
How do you get the best policy at the
best rate?
Request a quote or contact
us.
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